High risk businesses are a no-no, but giving a home loan to people with poor credit and low annual income is, evidently, ideal if you want to get that FDIC coverage. What a bunch of hypocrites! The DOJ is, itself, a criminal organization, run by a bunch of of no good, criminals. I would start to worry about their fellow criminals at the IRS giving you a call at this rate. Nothing but malfeasance is likely to come from Government agencies any more.